Easy Home Improvement Loan for NRIs

Type of document

Salaried 

Self-employed

Application form with passport size photo 

Y

Y 

KYC documents:

- Identity proof: Passport 

- NRI status proof: Visa/ Residence Permit/ OCI Card

- Communication address proof (either Indian or overseas) 

- PAN (For NRIs: PAN is mandatory, For OCIs: either PAN or Form 97)

Y 

Y

Income proof: Latest salary slip for the past month or salary certificate 

Y

N 

Income proof: Overseas bank statements of the last 3 months with salary credit

Y 

N

Business proof: 

- 2 years audited Profit and Loss Statements, IT returns

- Business Incorporation documents 

- Overseas operative Bank Account statements of the last 6 months

- Office address, list of Directors 

- List of Directors and the shareholding pattern (if customer is a director in his own company)

N 

Y

Overseas Credit Bureau Reports (not older than 45 days, for specific countries only) 

Y

Y 

For Balance Transfer: Last 1 year's Bank Statement with EMI details

Y 

Y