Home Buyers Guide
Buying a home is a major milestone. Our Home Buyers Guide helps you plan finances, understand processes and make informed decisions so your home-buying journey is simple and stress-free.
Easy Planning
Stepwise Process
Why use our Home Buyers Guide?
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Step-by-step buying roadmap
Navigate your home buying journey with clarity and confidence. Get practical tips to simplify decisions, from shortlisting properties to arranging finances for your dream home.
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Insights & tips
Learn from banking and real estate professionals to avoid common mistakes. Our guide helps you make informed decisions for a smooth and secure buying experience.
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Easy-to-use financial tools
Plan your budget smartly with calculators for EMI, eligibility and affordability. These tools give you real-time estimates and ensure you stay financially prepared.
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Loan & property resources
Explore property types, legal documents and loan-related requirements. Access all essential information in one place to move ahead with your home buying plans stress-free.
Home Loan Calculator
Home Loan Solutions
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Home Loan
Online sanction in just a few steps
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Pre-approved Home Loan
Get instant sanction without any documentation
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Balance transfer
Transfer your Home Loan online and get a top-up loan with ease
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Home Overdraft
Avail funds to meet your business or personal needs and pay interest only on the amount utilised
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Land Loan
Buy the land of your choice and build your dream home
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Instant Top-Up
Unlock extra funds on your existing Mortgage Loan and fulfil your needs
Documents Required for Home Loan
For salaried employees
Income proof, salary slips and bank statements
For self-employed professionals
ITR, business proof and audited financials
For self-employed non-professionals
Business ownership documents and financial records
Videos
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Your Guide To Understanding Equated Monthly Installments (EMI)
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Tax benefits on your Home Loan
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How does Tenure impact EMI
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12:50
Whats an EMI?
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12:50
Does taking a home loan mean I cannot take another loan?
121 views | 1 Week ago
Home Buyers Guide FAQs
What is the best advice for buying a home?
What is the best advice for buying a home?
Plan carefully, assess your budget, explore Home Loan options and choose a property that fits your needs today and tomorrow. Always prepare for a down payment and related costs.
How can I prepare to buy my first home in India?
How can I prepare to buy my first home in India?
Start with affordability checks, save for a down payment and review your credit score. Research property locations and loan eligibility to make a confident buying decision.
What are the requirements for first-time home buyers?
What are the requirements for first-time home buyers?
Stable income, good credit score, down payment savings and complete property documents are key requirements. Eligibility depends on income, age and financial profile.
Can I get 100% of the funding for my dream home?
Can I get 100% of the funding for my dream home?
No, banks generally finance 80-90% of the property’s value. Buyers must contribute the balance amount as a down payment.
Blogs
How do I apply for Instant Credit Card on iMobile app?
How do I apply for Instant Credit Card on Netbanking?
Credit Card Services on ICICI Internet Banking