Micro Savings

ICICI Bank recognises the need for easy savings facilities for our unbanked customers. This is why we have pioneered the launch of micro-savings products under our ‘Business Correspondent’ (BC) model. We have partnered with NGOs, Societies and Trusts – our business correspondents, to deliver savings services to our low income customers.

Click here to know the list of Business Correspondents associated with us (Updated as at January 31 2026)

List of Villages Covered by ICICI Bank through CSP’s under Financial Inclusion (Updated as at January 31 2026)

List of Villages Covered by ICICI Bank through Bank Mitra under Pradhan Mantri Jan Dhan Yojana (Updated as at January 31 2026)

The micro-savings product provides you a no frills savings account ‘Apna Savings Account” that offers security and convenience along with interest on your savings. We have designed this product specifically to suit your needs, with features such as frequent deposits, quick access and the facility to handle small variable amounts. Our model brings banking closer to our unbanked customers, with easy access and minimal paperwork.