Titanium Business Debit Card FAQs

Features include EMV chip, PIN protection, transaction alerts, spending limits, zero-liability cover for unauthorised usage and online/merchant fraud monitoring.

Immediately contact ICICI Bank’s customer care or branch to block the card and request replacement and review recent transactions for any unauthorised entries. Card can also be blocked using InstaBiz app and Corporate Internet Banking.

Yes — you can disable or enable categories such as online, international, POS, or set limits via InstaBiz App and Corporate Internet Banking, to restrict unwanted usage.

Unredeemed reward points are forfeited once the card is closed. Card holder should redeem the reward points prior to closure to avoid loss.

No, Annual Fee is not refundable incase of early closure of the debit card.

Business Debit Card can be cancelled by calling the bank’s customer care or by visiting the nearby ICICI Bank Branch. Customers can also block the card using InstaBiz and Corporate Internet Banking.

To apply for a Business Debit Card, customer can visit the nearest ICICI Bank branch

Yes — since the card is linked to the business account, additional authorised users may be issued debit cards under the account subject to bank’s approval and internal controls.

All transactions via the Titanium Business Debit Card are reflected in the current account statement and can be accessed online/mobile.

Yes — the Current account provides periodic statements, and you can activate SMS/email alerts for transactions to ensure visibility and oversight.

Yes — the business can request adjustments to transaction limits or disable certain usage modes via the InstaBiz App, Corporate Internet Banking or Customer Care.

Existing Current Account holders can visit the nearest ICICI Bank branch to apply for a Business Debit Card

If the initial dispute resolution is unsatisfactory, escalate to the bank’s nodal officer or grievance redressal cell for business customers, and if needed approach the banking ombudsman under regulatory rules.

Raise a dispute through by contacting the bank’s Customer Care. Provide transaction details, supporting documents, and the bank will investigate as per policy.

Visit the Titanium Business Debit Card page under Business Debit Cards on the ICICI Bank website for link to the updated Terms and Conditions document.

Titanium Business Debit Card offers Zero fuel surcharge on ICICI Bank swipe machines at selected Government fuel outlets (HPCL/IOCL/BPCL)

Yes — International transactions on your Business Debit Card attract a 3.5% foreign currency markup + GST. Please refer to the Terms and Conditions for detailed information.

No, Interest in not charged incase of a Debit Card

The Annual Fee for Titanium Business Debit Card is ₹300+GST for current accounts opened post August 2025. Please refer to the Terms and Conditions for detailed information.

Cash withdrawal is possible up to available balance. Incase an overdraft facility is availed for the current account, the existing debit card will be closed and an Inquiry Card will be issued to the customer

A Titanium Business Debit card is ideal for small and medium-sized enterprises that need a dedicated debit card for efficiency in cash management and high-limit transactions.

Titanium Business Debit Card offers complimentary lounge access subject to spends criteria and rewards apart from higher withdrawal and spending limits.

Titanium Business Debit Card offers ATM cash withdrawal for domestic transactions is ₹1 lakh and for international transactions is ₹2 lakh.

Yes Titanium Business Debit Card offers 1 ICICI Bank reward point for every eligible ₹200 spend.

By linking to the business current account, the card enables direct access to funds, easy expense tracking via statements, high-limit usage for business payments and elimination of separate petty-cash hassles.

The Titanium Business Debit Card is a Current Account linked payment instrument designed for higher value cash withdrawal, Online payments and payments at stores, both domestic and international, as per business requirement.

Yes — the business account holder or authorised signatory must complete KYC (identity, address), and the business account must be active and in good standing to be eligible for the Titanium Business Debit Card.

Applicants must hold a business current account with ICICI Bank, provide authorised signatory identity & address proof, submit business/account documentation and satisfy KYC norms as required for a business debit card.