Business Advantage Black Card

If your monthly spends are more than ₹ 75,000, you could be eligible for 1% cashback on both local and international purchases. Cashback is up to 0.5% on domestic and up to 1% on foreign purchases for monthly spends between ₹ 25,000 and ₹ 75,000.

You will get a cashback of 0.20% on your total amount due if you make the payment through ICICI Bank Corporate Net Banking. The cashback will be in addition to what you get on your spends. The payment must be made before the payment due date, i.e., within 7 days from the statement generation date. The due date is mentioned in your statement.

Cashback is not available on fuel, utility, cash, insurance, Government and Tax Payments and Education.

Business Credit Cards are specifically designed for entrepreneurs, proprietors and MSMEs to manage business finances more efficiently. Unlike personal Credit Cards, they help you manage company expenses separately, build your business credit profile and access higher credit limits to support growth. ICICI Bank Business Credit Cards support easy reconciliation of business spends.                                        

Business Credit Cards are designed for entrepreneurs, business owners and self-employed professionals. While the exact requirements might vary, applicants are typically expected to:

• Own or manage a registered business / professional practice in India      
• Have a stable financial track record.                                      

Apart from these conditions, the Bank might also consider other factors pertaining to business stability and history before approving the application. If you own a business or are a professional with steady income, you can check your eligibility and apply with ease.                                                                                

After you’ve met the eligibility criteria and chosen the Business Credit Card that fits your needs, the next step is to get your documents in order. Being prepared with the right documentation ensures a quicker and smoother application experience. The list of documents might vary based on the constitution of the registered business. An indicative list of documents is given below:                                                         

• Business Registration or Incorporation Certificate
• Proof of the business’s registered office address
• Financial documents (Bank Statements / Audited Financial or GST Returns).

The Bank will perform additional due diligence based on the financial assessment of the submitted documents.                                                                            

The mentioned insurance is complimentary with your Card. For detailed terms and conditions, click here.

To update your nominee details, Click here