ICICI Bank ICICI Bank

BEST FOR

Salary Disbursements

  • Instant Payments

  • Reduced Administration Costs

  • Both online and offline use

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Trust in Every Transaction

The PayDirect Prepaid Card comes with an embedded microchip for high-level security.

About PayDirect Prepaid Card

What is PayDirect Prepaid Card?

The ICICI Bank PayDirect Card is an EMV chip-based reloadable Card designed to simplify payroll management. Ideal for businesses of all sizes, this Card serves as a versatile payment solution, enabling companies to transfer salaries, reimbursements and other incentives directly to employees. Employees can use the PayDirect Card for cash withdrawals at ATMs and purchases at outlets with POS machines, making it a flexible alternative to traditional payroll methods.

How the PayDirect Card Works?

The ICICI Bank PayDirect Card simplifies salary disbursement by allowing companies to preload employee funds directly onto the Card for each pay period. This reduces the need for cash or cheques, as the funds become available on payday, ready for employees to use immediately. Employees can:

  • Make purchases at stores or online
  • Withdraw cash at ATMs
  • Pay bills and manage their expenses conveniently.

In addition to enhanced employee convenience, the PayDirect Card also ensures a high level of security and efficiency for businesses.

PayDirect Prepaid Card FAQs

What is the ICICI Bank PayDirect Card?

It’s a reloadable Prepaid Card designed to handle payroll and incentives for employees, eliminating the need for cash or cheque disbursements.

Can employees withdraw cash using the PayDirect Card?

Yes, employees can withdraw cash at any ATM or use the Card to make purchases online and at outlets with POS terminals.

How is the PayDirect Card funded?

The company preloads the Card on every payday, giving employees immediate access to their funds.

Is there a way to customise the Card’s features?

Yes, the Card’s usage, spending limits and other features can be customised to meet the company’s specific needs.

What should I do if I need more information?

Contact your Relationship Manager for additional details.

Take a word from our Customers

  • R

    Rishabh Pathak

    4.2

    The ICICI Student Prepaid Card has been an excellent financial tool for managing my expenses as a student. It offers a range of features and benefits that make it a perfect companion for my academic journey. Card has been a reliable and convenient way to manage my finances as a student. It’s secure, easy to use, and helps me stay within my budget while enjoying great perks.

  • S

    Saurabh Dutta

    4.5

    The ICICI Bizpay Card has been an exceptional tool for managing my business expenses efficiently while enjoying a host of benefits. This card has been a game-changer for my business, offering a perfect blend of convenience, control, and rewards. Highly recommended for business owners looking to streamline their expense management! 

  • D

    Devesh Singh

    5

    The ICICI Gift Card has been an excellent choice for gifting and personal use, offering flexibility and convenience. I’ve loved how easy it is to use across a wide range of online and offline merchants, making it a versatile option for shopping, dining, and entertainment. The instant activation and hassle-free redemption process make it a standout choice for last-minute gifting or personal indulgences